2021

The credit score is the value that reflects your ability to handle finances. The lenders use this to calculate the likelihood of your ability to pay the money back. Various factors play a key role in the calculation of this credit score.…

Businesses, at some point, face cash flow problems. And finding good financing sources to boost the cash flow may also be a challenge. This has never been truer, especially now when banks have strict rules for handing out loans.…

Medical emergencies are uncalled and unexpected. Not only does is it taxing mentally but also financially. While the mental stress is inevitable, a better solution at such times is to ensure some form of backup to manage the finance bit.…

Cars are precious, be it for an automobile enthusiast, or one who seeks utility in it. Considering the utility and affection towards them, a car insurance is a necessity. But there is an attitude of indifference when it comes to car…

Are you buying a life insurance plan? Before you go ahead, understand some important life insurance terms and features of a term policy. You might get confused about what various insurance terminologies like "premium" or "claim process"…

A critical illness insurance policy is a step ahead in securing your future health and finances. While regular health insurance policies cover hospitalisation expenses and the like, a critical illness insurance policy pays lump sum amounts…

Becoming a successful investor takes time and the right investment efforts. Individuals should have patience and be financially literate to grow wealth strategically. There is no shortcut for making quick profits. A recent study says that…

Money is not something that a lot of people can spend on trivial things. Some people would put their entire livelihood at stake whenever they make an expensive investment, while others can afford to cause errors potentially. Although a…

Buying gold has always been an important decision in an Indian household. With passing time, the importance of buying gold has not reduced. However, digital alternatives to buying physical gold have emerged over the past few years. Digital…

Equity-linked savings schemes (ELSS) are basically diversified equity mutual funds with a major portion of corpus invested into equity-related instruments. Under Section 80C of the Income Tax Act, 1961, the amount invested in ELSS qualifies…